What principles insurance companies work on

What principles do insurance companies work on? When you begin to think of that, how to design insurance of car, it is initially necessary to do the choice of insurance company. And for this purpose it is needed to know, what bases and principles they function on.

Many users do not simply understand, due to what accumulations insurance companies pay obligations to the clients. In fact the sums of primary payments are quite insignificant as compared to those benefits that is promised at the offensive of accident insured.

Actually, exactly in this question all is simple. And to understand it, it is needed to study the simplest mechanisms of functioning of insurance companies. So, you buy a car, insure it, but hope in secret, that nothing bad will happen to him. An insurance company counts on the same. But those facilities that she gets from the clients without fail are invested in potentially profitable projects.

Taking into account that many insurance companies function on the base of bank institutions, similar processes are clear and associate. АльфаСтрахование of КАСКО is not an exception. And during the term of action of insurance agreement a that income that is got by an insurance company is неприкасаемой. Exactly from these facilities obligatory payments come true.

But it is here needed to remember and that on ten of clients of company only одного-двух have accidents insured, and they will require payments. Therefore, hypothetically, an income at such firms is substantial. Certainly, as well as any other financial structure, the separately taken insurance company is exposed to the vibrations on markets, to the economic crises etc. But here it is again needed to remember about support of bank structures.

Accordingly, for every autoproprietor exactly similar factors can be the most important criteria of choice. Especially it touches those cases, when an expensive modern car is acquired in credit. Exactly autoinsurance can become an additional guarantee that even in unforeseeable vital situations you will be able to pay off with bank debts.

A purchase of car is an important step in life of everybody. Accordingly, you must attach all possible efforts, that in the future you never felt sorry about such not simple decision. And insurance of auto is one of great number of steps on a way to your confidence in a morrow.

The order of turnover of actions is ratified

NKCPRF by a decision from 09.04.2013 № 520 confirmed Order of realization of emission and registration of issue of equities of joint-stock companies, that is created by confluence, division, виділу or transformation or to that joining comes true. About it inform State enterprises in press-service.

It is determined a document:

it is an order of realization of emission of actions of joint-stock companies(PROPULSION MODULE), that is created by confluence, division, selection or transformation, and also propulsion MODULES joining comes in that true;

it is an order of registration of issues of equities of propulsion MODULE, that is created by confluence, division, selection or transformation, and also propulsion MODULES to that joining comes true;

it is an order of stop of turnover of actions of propulsion MODULE, that cease in connection with their confluence, division, joining or from that a selection comes true.

At the same time, confesses such, that lost operating of decision of the State commission under securities and fund market from December, 30, 1998 № 221 "About claim of Statute about the order of registration of issue of equities and information about their emission during reorganization of societies", registered in Ministry of Justice of Ukraine on March, 04, 1999 after № 137/3430(with changes).



This decision inures from the day of his official publication.

In Ukraine from the beginning of year deflation is marked

A general price index is in Ukraine, that plugs in itself statistics both industrial and consumer indexes went down from the beginning of year on 0,3%., About it the correspondent of Press of Ukraine reports with reference to given of Government service of statistics.

 A most price advance was marked in the production of drinks, and also in supplying with electric power and gas 107,8, 109,9 percent accordingly. A considerable decline happened on the products of коксохимической industry minus 10,%% from the beginning of year, that reflects a world tendency, because deceleration of world economy shortened the consumption of steel, namely steelmakers are the basic consumers of coke.

In general, отмеченая deflation will influence negative character on the economy of Ukraine in the near time.

The national bank of Ukraine prepares to inflation

The national bank of Ukraine from June, 10, 2013 reduces a registration rate to 7,0%. Reduction of registration rate is conducted by a government, as a rule, in case that it is necessary to slow a downstream.

About it speech goes to resolution of national Bank №209 from June, 6, reports Ua - Banker.
According to information on the official web-site of national "Analysing the dynamics of macroeconomic and монетарних indexes in a current year, Rule of the National bank of Ukraine marks continuation of positive tendencies in development of монетарної sphere. In May, 2013 the increase of cost-of-living-index in annual expression laid down minus 0,4%. The index of consumer inflation more than year remains on negative or near to the zero levels... Taking into account foregoing, with the aim of fixing of positive tendencies in the field of монетарній, and also assistance to the processes of economic development... The rule of the National bank of Ukraine decrees to set from June, 10, 2013 a registration rate in a size 7,0% annual", - speech goes to the report.
An interest rate after that national Bank allots credit to the commercial banks understands under a registration rate.

Reduction of registration rate is conducted by a government, as a rule, in case that it is necessary to slow a downstream. In the total there is "pumping" of economy by money, that can cause the increase of inflation.Bank, a registration rate did not change from March, 23, 2012 and presented 7,5%.